TERMS OF USE & COURSE PARTICIPATION AGREEMENT
Five Star Flite LLC | Five Star Flite Academy
Effective Date: August 7, 2026
Last Updated: August 7, 2026

Acceptance of Terms
By accessing or using the Five Star Flite Website, enrolling in or purchasing any Program,
downloading or accessing any Program Materials, creating an Account, or otherwise using any of
our Services, you agree to be bound by these Terms.
These Terms constitute a legally binding agreement between you and Five Star Flite LLC (“Five
Star Flite,” “we,” “our,” or “us”), operating under the Five Star Flite Academy educational brand.
These Terms apply to all Visitors, purchasers, Participants, Account holders, and other individuals
who access or use our Website, Services, Programs, Program Materials, or other Content.
By accepting these Terms, you represent and warrant that:
● You are at least eighteen (18) years of age or otherwise possess the legal capacity to
enter into this Agreement.
● Any information you provide to Five Star Flite is accurate, complete, and current.
● You will use our Website, Services, and Programs only for lawful purposes and in
accordance with these Terms.
● You have read, understand, and agree to be bound by these Terms.
If you do not agree to these Terms, you may not access or use our Website, Services, Programs,
or Program Materials.
These Terms should be read together with our Privacy Policy, Cookie Notice, Refund Policy & 90-
Day Confidence Guarantee, Website Disclaimer, and any additional written terms that specifically
apply to a particular Program or Service. Each of those documents is incorporated into these
Terms by reference.

    Definitions and Interpretation
    For purposes of these Terms, the following definitions apply.
    2.1 Account
    “Account” means the unique user account established for a Participant to access one or more
    Programs or Services offered by Five Star Flite.
    2.2 Content
    “Content” means all information, text, graphics, photographs, images, illustrations, videos, audio
    recordings, presentations, downloads, documents, workbooks, templates, worksheets, forms,
    checklists, assessments, quizzes, exercises, emails, newsletters, blog posts, articles, webinars,
    podcasts, educational frameworks, methodologies, instructional materials, graphics, software
    interfaces, and all other materials or content made available by Five Star Flite through the
    Website, Services, or Programs, whether in digital, printed, live, recorded, downloadable, or
    other format.
    2.3 Intellectual Property
    “Intellectual Property” means all copyrights, trademarks, service marks, trade names, trade
    dress, patents, trade secrets, proprietary educational methodologies, instructional frameworks,
    decision-making models, branding, logos, domain names, know-how, proprietary terminology,
    designs, graphics, and all other intellectual property rights owned by or licensed to Five Star Flite,
    together with all associated goodwill and all rights recognized under applicable law.
    2.4 Participant
    “Participant” means an individual who purchases, enrolls in, accesses, or otherwise uses one or
    more Programs or Services offered by Five Star Flite.
    2.5 Program
    “Program” means any educational offering provided by Five Star Flite, whether now existing or
    developed in the future, including online courses, workshops, webinars, coaching (if offered),
    memberships, enterprise learning solutions, downloadable educational resources, assessments,
    certifications, AI-assisted educational features, live events, virtual events, and similar educational
    offerings.
    2.6 Program Materials
    “Program Materials” means the Content, resources, downloads, worksheets, templates,
    presentations, videos, assessments, graphics, workbooks, documents, exercises, and other
    materials made available to Participants in connection with a Program.
    Program Materials do not include a Participant’s own notes, independent work product, or the
    Participant’s independent application of concepts learned through a Program.
    2.7 Services
    “Services” means all products, services, educational offerings, functionality, features, support,
    resources, technology, and related activities provided by Five Star Flite through the Website or
    otherwise, including Programs.
    2.8 Visitor
    “Visitor” means any individual who accesses or browses the Website without enrolling in a
    Program.
    2.9 Website
    “Website” means the Five Star Flite website located at www.fivestarflite.com, together with any
    successor websites, subdomains, online learning portals, landing pages, member portals, mobile
    interfaces, or other digital properties owned or operated by Five Star Flite in connection with its
    Services.
    2.10 Interpretation
    Unless the context clearly requires otherwise:
    ● Headings are provided solely for convenience and do not affect interpretation.
    ● Words in the singular include the plural, and words in the plural include the singular.
    ● References to a “person” include an individual, partnership, corporation, limited liability
    company, trust, governmental entity, or other legal entity.
    ● The words “including,” “includes,” and “include” mean “including without limitation.”
    ● References to “you” and “your” refer to the applicable Visitor or Participant, as the
    context requires.
    ● References to “Five Star Flite,” “we,” “our,” and “us” mean Five Star Flite LLC.

      Our Services
      Five Star Flite provides educational Services designed to help individuals think more clearly,
      communicate more effectively, strengthen leadership capabilities, and make better decisions in
      both their personal and professional lives.
      Our Services may include, without limitation, online courses, webinars, workshops, coaching (if
      offered), memberships, downloadable educational resources, assessments, enterprise learning
      solutions, AI-assisted educational features, live educational events, and additional educational
      Programs that we may develop from time to time.
      Our educational philosophy is grounded in teaching practical frameworks, principles, and tools
      that Participants may evaluate, adapt, and apply according to their own judgment, experience,
      and circumstances.
      Our Programs are intended to educate, challenge, and encourage thoughtful decision making.
      They are not intended to provide individualized legal, financial, tax, accounting, medical, mental
      health, employment, or other licensed professional advice.
      Five Star Flite continually evaluates and improves its educational offerings. Accordingly, we may
      update, enhance, modify, reorganize, replace, suspend, retire, or discontinue any Service,
      Program, Program Material, or feature from time to time.
      Unless otherwise expressly provided in our Refund Policy & 90-Day Confidence Guarantee or
      required by applicable law, modifications to our Services do not entitle a Participant to a refund
      or other compensation.
      Nothing in these Terms obligates Five Star Flite to create, maintain, update, or continue offering
      any specific Program, Service, or feature for any particular period of time.

        Eligibility and Accounts
        Access to the Services is intended for individuals who are at least eighteen (18) years of age or
        who otherwise possess the legal capacity to enter into a binding agreement under applicable law.
        By accessing or using the Services, you represent and warrant that you satisfy these eligibility
        requirements.
        To access certain Programs or Services, you may be required to create an Account. You agree to
        provide accurate, current, and complete information when creating your Account and to
        promptly update such information if it changes.
        Each Account is licensed for use by a single Participant only. Accounts are personal to the
        individual who registered them and may not be shared, transferred, sold, assigned, sublicensed,
        or otherwise made available to another person without the prior written consent of Five Star
        Flite.
        You are responsible for maintaining the confidentiality of your Account credentials, including
        your username and password, and for all activity occurring under your Account. You agree to
        notify Five Star Flite promptly if you become aware of any unauthorized access to or use of your
        Account or any other security breach.
        Five Star Flite reserves the right to suspend, restrict, or terminate an Account if we reasonably
        believe that the Account has been compromised, is being used in violation of these Terms, or is
        being used in a manner that threatens the security, integrity, or operation of our Website or
        Services.

          Access to Programs
          Unless otherwise expressly stated at the time of purchase, enrollment in a Program provides the
          Participant with access to that Program for as long as Five Star Flite continues to make the
          Program commercially available.
          Although we have no present intention of discontinuing our Programs, we continually evaluate
          and improve our educational offerings. Accordingly, we reserve the right to modify, update,
          reorganize, replace, suspend, retire, or discontinue any Program, Program Material, feature, or
          portion of the Services at any time.
          If a Program is discontinued, Five Star Flite may, but is not obligated to, provide reasonable
          advance notice, substitute substantially similar educational content, or otherwise attempt to
          minimize disruption to Participants.
          Except as expressly provided in our Refund Policy & 90-Day Confidence Guarantee or required by
          applicable law, modifications to the Services or Programs do not entitle a Participant to a refund,
          credit, or other compensation.
          Temporary interruptions resulting from maintenance, software updates, cybersecurity events,
          internet outages, third-party platform interruptions, or other circumstances beyond Five Star
          Flite’s reasonable control do not constitute a breach of these Terms.
          Nothing in these Terms guarantees uninterrupted access to any Program or Service.

            License Grant
            Subject to your continued compliance with these Terms, Five Star Flite grants you a limited,
            personal, revocable, non-exclusive, non-transferable, and non-sublicensable license to access
            and use the applicable Program and Program Materials solely for your own personal educational
            purposes.
            This license grants only the rights expressly stated in these Terms. No ownership interest in any
            Program, Program Materials, Content, Services, Website, or Intellectual Property is transferred
            to you.
            Unless expressly authorized in writing by Five Star Flite, this license does not permit you to:
            ● reproduce Program Materials except as expressly permitted by these Terms;
            ● distribute, publish, transmit, or publicly display Program Materials;
            ● sell, license, sublicense, rent, lease, assign, or otherwise commercially exploit Program
            Materials;
            ● modify, adapt, translate, reverse engineer, or create derivative works from Program
            Materials except as permitted by applicable law;
            ● remove copyright, trademark, or proprietary notices;
            ● use Program Materials to create competing educational products or services that
            substantially reproduce Five Star Flite’s original expression; or
            ● exercise any rights not expressly granted under these Terms.
            Your license automatically terminates upon termination of your access rights or upon an
            approved refund, at which time you must immediately cease using the applicable Program and
            permanently delete or destroy any downloaded Program Materials, except to the extent
            retention is required by applicable law.

              Intellectual Property
              All right, title, and interest in and to the Website, Services, Programs, Program Materials,
              Content, educational frameworks, methodologies, instructional models, graphics, videos,
              downloads, branding, trademarks, logos, proprietary terminology, and all related Intellectual
              Property are and shall remain the exclusive property of Five Star Flite LLC or its licensors.
              These Terms do not transfer ownership of any Intellectual Property to a Participant. The limited
              license granted under Section 6 is the only permission provided to access or use our Intellectual
              Property.
              Participants remain free to apply the concepts, principles, knowledge, and skills they learn
              through our Programs in their personal lives, careers, businesses, and organizations.
              However, these Terms protect Five Star Flite’s original expression of those concepts, including
              our written materials, videos, presentations, instructional frameworks, proprietary terminology,
              graphics, templates, workbooks, assessments, and other original Content.
              Nothing in these Terms prohibits a Participant from creating original work based upon their own
              experience, independent knowledge, or lawful application of concepts learned through the
              Programs, provided that such work does not reproduce, substantially copy, or misappropriate
              Five Star Flite’s protected expression or Intellectual Property.
              Enterprise, organizational, institutional, or commercial use of our Programs or Program Materials
              may require a separate written license agreement.
              Nothing contained in these Terms limits any rights that cannot lawfully be limited under
              applicable intellectual property law.

                Permitted Uses
                Subject to these Terms, Participants are encouraged to use the Programs and Program Materials
                to support their own learning, leadership development, professional growth, organizational
                effectiveness, and personal decision making.
                Unless otherwise prohibited elsewhere in these Terms, Participants may:
                ● access Program content for their own personal educational use;
                ● download materials expressly designated for download;
                ● print worksheets or other materials intended for personal educational use;
                ● complete exercises, assessments, and activities included within the Programs;
                ● take personal notes while participating in a Program;
                ● discuss concepts learned through the Programs with colleagues, friends, clients, students,
                family members, and others;
                ● apply Program concepts within their own businesses, careers, organizations, or personal
                lives; and
                ● reference general ideas learned through the Programs without reproducing Five Star
                Flite’s protected expression.
                The purpose of these Terms is to protect Five Star Flite’s Intellectual Property while encouraging
                Participants to learn from, apply, and benefit from the educational concepts presented in our
                Programs.

                  Prohibited Uses
                  Except as expressly authorized in writing by Five Star Flite, Participants shall not:
                  ● share, transfer, sell, sublicense, or permit another person to use their Account;
                  ● permit multiple individuals to access a single Account;
                  ● reproduce, copy, distribute, republish, upload, transmit, or publicly display substantial
                  portions of any Program Materials;
                  ● record, capture, download, duplicate, or redistribute videos or other protected Content
                  except where expressly permitted;
                  ● remove, obscure, alter, or bypass copyright, trademark, watermark, or proprietary
                  notices;
                  ● upload Program Materials to shared drives, online repositories, public websites, cloud
                  storage services, AI knowledge bases, or similar locations accessible by others;
                  ● use Program Materials to teach, market, license, or create competing educational
                  products or services that substantially reproduce Five Star Flite’s original expression;
                  ● misrepresent Five Star Flite’s Content as their own;
                  ● attempt to circumvent security features, access controls, licensing restrictions, or
                  technological protection measures;
                  ● interfere with or disrupt the operation, security, or integrity of the Website or Services;
                  ● introduce malicious software, viruses, ransomware, bots, or automated scripts intended
                  to interfere with the Website or Services;
                  ● scrape, systematically harvest, or extract substantial portions of the Website or Content
                  through automated means;
                  ● use the Services in violation of any applicable law; or
                  ● encourage or assist another person to engage in conduct prohibited by these Terms.
                  Five Star Flite reserves the right to investigate suspected violations of this Section and to suspend
                  or terminate access where we reasonably determine that a violation has occurred.

                    Artificial Intelligence and Automated Technologies
                    Five Star Flite recognizes that artificial intelligence and related technologies are increasingly used
                    as legitimate productivity, research, and educational tools. Nothing in these Terms is intended to
                    prohibit Participants from using such tools in a manner that is consistent with personal
                    educational use and does not infringe Five Star Flite’s Intellectual Property.
                    Accordingly, Participants may use artificial intelligence tools to assist with personal learning, note
                    organization, idea generation, or other lawful educational purposes, provided that such use
                    remains consistent with these Terms.
                    However, unless expressly authorized in writing by Five Star Flite, Participants may not use
                    substantial portions of the Programs, Program Materials, or other Content to:
                    ● train or fine-tune artificial intelligence models;
                    ● build or populate custom AI assistants, knowledge bases, retrieval-augmented generation
                    (RAG) systems, or similar repositories;
                    ● generate derivative educational products or services that substantially reproduce Five
                    Star Flite’s original expression;
                    ● automate redistribution of Program Materials;
                    ● create commercial products or services based upon substantial portions of the Program
                    Materials;
                    ● develop competing educational programs using Five Star Flite’s proprietary Content; or
                    ● otherwise exploit Five Star Flite’s proprietary educational Content in a manner
                    inconsistent with the limited license granted under these Terms.
                    Nothing in this Section prohibits a Participant from applying general concepts, knowledge, skills,
                    principles, or decision-making frameworks learned through the Programs in combination with
                    artificial intelligence tools, provided that the Participant does not reproduce, misappropriate, or
                    commercially exploit Five Star Flite’s protected Intellectual Property.
                    Nothing in this Section is intended to restrict any rights that cannot lawfully be restricted under
                    applicable law.

                      Reservation of Rights
                      Except for the limited license expressly granted under these Terms, Five Star Flite reserves all
                      right, title, and interest in and to the Website, Services, Programs, Program Materials, Content,
                      and Intellectual Property.
                      No rights or licenses are granted by implication, estoppel, waiver, or otherwise. Any rights not
                      expressly granted to you under these Terms are reserved exclusively by Five Star Flite.
                      Nothing contained in these Terms shall be interpreted as granting any ownership interest in the
                      Website, Services, Programs, Program Materials, or Intellectual Property.

                        Educational Purpose
                        Five Star Flite provides educational Services intended to teach practical frameworks, principles,
                        methodologies, and decision-making tools designed to support thoughtful leadership,
                        communication, and personal and professional development.
                        Participants are encouraged to evaluate, adapt, and apply the concepts presented in our
                        Programs according to their own judgment, circumstances, experience, objectives, and
                        professional responsibilities.
                        Our Programs are designed to educate, challenge, and encourage thoughtful decision making.
                        They are not intended to replace individualized professional advice, consultation, diagnosis,
                        treatment, or services.
                        Nothing contained within our Programs should be interpreted as directing a Participant to make
                        any particular personal, financial, legal, medical, employment, business, or other decision.
                        Each Participant remains solely responsible for determining whether any educational concept
                        presented through our Services is appropriate for their individual circumstances.

                          Professional Relationship Disclaimer
                          Participation in a Program or use of the Services does not create an attorney-client, physicianpatient, therapist-client, psychologist-client, fiduciary, employment, consulting, partnership,
                          agency, joint venture, coaching, advisory, or other professional relationship between you and
                          Five Star Flite.
                          Nothing contained within our Programs, Services, Program Materials, Website, or other Content
                          constitutes individualized:
                          ● legal advice;
                          ● financial advice;
                          ● investment advice;
                          ● tax advice;
                          ● accounting advice;
                          ● medical advice;
                          ● mental health treatment;
                          ● psychotherapy;
                          ● counseling;
                          ● employment advice;
                          ● human resources advice; or
                          ● other licensed professional services.
                          If your individual circumstances require professional advice, diagnosis, treatment, or
                          consultation, you should seek assistance from an appropriately qualified professional licensed in
                          the applicable field.
                          Five Star Flite does not undertake any duty to monitor, supervise, evaluate, or direct your
                          personal or professional decisions.

                            Individual Responsibility and No Guaranteed Results
                            Every Participant remains solely responsible for their own decisions, actions, implementation,
                            conduct, and results.
                            Although Five Star Flite strives to provide high-quality educational Programs and practical
                            decision-making frameworks, individual outcomes vary significantly based upon factors beyond
                            our knowledge or control, including each Participant’s:
                            ● experience;
                            ● effort;
                            ● judgment;
                            ● implementation;
                            ● communication skills;
                            ● business environment;
                            ● organizational culture;
                            ● market conditions;
                            ● personal circumstances; and
                            ● countless other variables unique to that Participant.
                            Accordingly, Five Star Flite makes no representation, warranty, or guarantee regarding any
                            particular personal, professional, financial, leadership, organizational, or business outcome.
                            Testimonials, examples, demonstrations, success stories, case studies, illustrations, and
                            hypothetical scenarios are provided solely to illustrate educational concepts or individual
                            experiences. They should not be interpreted as promises, guarantees, or predictions that any
                            Participant will achieve similar results.

                              Pricing, Payment, and Refunds
                              Program pricing, promotional offers, discounts, payment plans, and availability may change
                              prospectively at any time without prior notice.
                              Payments are processed through Thinkific Payments powered by Stripe or successor payment
                              processors selected by Five Star Flite.
                              Five Star Flite does not store complete payment card information on its own systems.
                              By purchasing a Program, you authorize the applicable payment processor to charge the payment
                              method you provide for all applicable fees, taxes, and authorized charges.
                              Refund eligibility is governed exclusively by our Refund Policy & 90-Day Confidence Guarantee,
                              which is incorporated into these Terms by reference.
                              No refunds, credits, or partial refunds shall be provided except as expressly stated in the Refund
                              Policy or otherwise required by applicable law.
                              Upon approval of a refund:
                              ● your license to access the applicable Program immediately terminates;
                              ● your right to use the applicable Program Materials immediately ceases; and
                              ● you agree to comply with all post-termination obligations contained in these Terms.

                                Suspension and Termination
                                Five Star Flite reserves the right to suspend, restrict, or terminate a Participant’s access to the
                                Website, Services, Programs, or Account immediately if we reasonably determine that the
                                Participant has:
                                ● materially violated these Terms;
                                ● shared or transferred Account credentials;
                                ● infringed Five Star Flite’s Intellectual Property;
                                ● engaged in fraudulent payment activity;
                                ● misused artificial intelligence in violation of these Terms;
                                ● attempted unauthorized access to our systems;
                                ● compromised the security or integrity of our Services;
                                ● engaged in unlawful conduct through the Services; or
                                ● otherwise used the Services in a manner that materially threatens Five Star Flite, other
                                Participants, or our business operations.
                                Where reasonably practical, Five Star Flite may provide notice and an opportunity to cure before
                                terminating access.
                                However, nothing in these Terms obligates Five Star Flite to provide advance notice where
                                immediate suspension or termination is reasonably necessary to protect the Services, other
                                Participants, or Five Star Flite’s legitimate business interests.

                                  Effect of Termination
                                  Upon termination or expiration of your access rights:
                                  ● your license to access the applicable Programs immediately terminates;
                                  ● your right to use Program Materials immediately ceases;
                                  ● you must discontinue all unauthorized use of Program Materials;
                                  ● you must permanently delete or destroy downloaded Program Materials that you are no
                                  longer authorized to retain; and
                                  ● you must cease representing yourself as having authorized access to the applicable
                                  Programs.
                                  Termination does not affect provisions of these Terms that by their nature are intended to survive
                                  termination, including without limitation:
                                  ● Intellectual Property protections;
                                  ● confidentiality obligations;
                                  ● payment obligations;
                                  ● disclaimers;
                                  ● limitation of liability;
                                  ● indemnification;
                                  ● dispute resolution provisions;
                                  ● governing law;
                                  ● equitable remedies; and
                                  ● any other provision reasonably intended to survive.

                                    Third-Party Platforms and Services
                                    Certain Services are provided through or rely upon third-party technology providers, including
                                    Thinkific, Stripe, email service providers, analytics providers, hosting providers, and other
                                    technology partners.
                                    Five Star Flite is not responsible for interruptions, outages, delays, security incidents, policy
                                    changes, pricing changes, or other events arising from third-party providers that are beyond our
                                    reasonable control.
                                    Your use of third-party platforms may also be subject to those providers’ separate terms of
                                    service, privacy policies, and other legal agreements.
                                    Five Star Flite makes no representation or warranty regarding the availability or continued
                                    operation of any third-party service.

                                      Privacy
                                      Our collection, use, disclosure, retention, and protection of personal information are governed
                                      by our Privacy Policy, which is incorporated into these Terms by reference.
                                      By using our Services, you acknowledge that you have reviewed the Privacy Policy and
                                      understand how your personal information may be collected and used in connection with our
                                      educational Services.

                                        Disclaimer of Warranties
                                        TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE, SERVICES,
                                        PROGRAMS, PROGRAM MATERIALS, CONTENT, AND ALL RELATED MATERIALS ARE PROVIDED
                                        ON AN “AS IS” AND “AS AVAILABLE” BASIS.
                                        FIVE STAR FLITE DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR
                                        OTHERWISE, INCLUDING WARRANTIES OF:
                                        ● MERCHANTABILITY;
                                        ● FITNESS FOR A PARTICULAR PURPOSE;
                                        ● NON-INFRINGEMENT;
                                        ● TITLE;
                                        ● ACCURACY;
                                        ● COMPLETENESS;
                                        ● RELIABILITY;
                                        ● CONTINUOUS AVAILABILITY; AND
                                        ● ANY PARTICULAR PARTICIPANT OUTCOME.
                                        WITHOUT LIMITING THE FOREGOING, FIVE STAR FLITE DOES NOT WARRANT THAT:
                                        ● THE SERVICES WILL OPERATE WITHOUT INTERRUPTION;
                                        ● ERRORS WILL BE CORRECTED;
                                        ● PROGRAMS WILL REMAIN AVAILABLE FOR ANY SPECIFIC PERIOD OF TIME;
                                        ● THE WEBSITE WILL ALWAYS BE SECURE; OR
                                        ● PARTICIPATION WILL PRODUCE ANY PARTICULAR RESULT.
                                        Some jurisdictions do not permit the exclusion of certain warranties. In those jurisdictions, the
                                        foregoing limitations apply only to the extent permitted by applicable law.

                                        Limitation of Liability
                                        TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, FIVE STAR FLITE, ITS OWNERS,
                                        OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, LICENSORS, AFFILIATES, SUCCESSORS,
                                        AND REPRESENTATIVES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL,
                                        CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR SIMILAR DAMAGES ARISING OUT OF OR
                                        RELATING TO THE WEBSITE, SERVICES, PROGRAMS, PROGRAM MATERIALS, CONTENT, OR
                                        THESE TERMS.
                                        THIS LIMITATION APPLIES REGARDLESS OF THE LEGAL THEORY ASSERTED, INCLUDING
                                        CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, STATUTE, OR OTHERWISE.
                                        TO THE MAXIMUM EXTENT PERMITTED BY LAW, FIVE STAR FLITE’S TOTAL AGGREGATE
                                        LIABILITY ARISING FROM ANY CLAIM RELATING TO THE SERVICES SHALL NOT EXCEED THE
                                        TOTAL AMOUNT ACTUALLY PAID BY THE PARTICIPANT TO FIVE STAR FLITE FOR THE SPECIFIC
                                        PROGRAM GIVING RISE TO THE CLAIM DURING THE TWELVE (12) MONTHS IMMEDIATELY
                                        PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
                                        Nothing contained in these Terms excludes or limits liability that cannot lawfully be excluded or
                                        limited under applicable law.

                                          Indemnification
                                          You agree to defend, indemnify, and hold harmless Five Star Flite, its owners, officers, directors,
                                          employees, contractors, affiliates, licensors, successors, assigns, and representatives from and
                                          against any claims, demands, actions, damages, judgments, liabilities, losses, costs, expenses,
                                          and reasonable attorneys’ fees arising from or relating to:
                                          ● your violation of these Terms;
                                          ● your misuse of the Website or Services;
                                          ● your infringement of Five Star Flite’s Intellectual Property;
                                          ● your violation of applicable law;
                                          ● your negligent, reckless, or intentional conduct; or
                                          ● any claim arising from materials or information you submit, upload, or distribute through
                                          the Services.
                                          Five Star Flite reserves the right to assume the exclusive defense and control of any matter
                                          subject to indemnification, and you agree to cooperate fully in the defense of such claims.

                                            Force Majeure
                                            Five Star Flite shall not be liable for any delay, interruption, or failure to perform its obligations
                                            under these Terms when such delay or failure results from causes beyond its reasonable control.
                                            Such causes include, without limitation:
                                            ● acts of God;
                                            ● natural disasters;
                                            ● fires;
                                            ● floods;
                                            ● severe weather;
                                            ● epidemics;
                                            ● pandemics;
                                            ● acts of war;
                                            ● terrorism;
                                            ● civil unrest;
                                            ● governmental actions;
                                            ● labor disputes;
                                            ● internet outages;
                                            ● utility failures;
                                            ● cyberattacks;
                                            ● failures of hosting providers;
                                            ● failures of payment processors;
                                            ● failures of third-party technology providers; or
                                            ● other events beyond Five Star Flite’s reasonable control.
                                            Performance shall resume within a reasonable time after the Force Majeure event has concluded.

                                              Changes to Programs and Services
                                              Five Star Flite is committed to continually improving the quality, relevance, and effectiveness of
                                              its educational offerings.
                                              Accordingly, Five Star Flite reserves the right, at any time and in its sole discretion, to:
                                              ● update, revise, or improve Program content;
                                              ● add or remove lessons, modules, downloads, or other Program Materials;
                                              ● modify educational methodologies or instructional approaches;
                                              ● improve or redesign the Website or learning experience;
                                              ● add or discontinue features or functionality;
                                              ● reorganize Programs;
                                              ● combine or separate Programs;
                                              ● retire outdated Programs; and
                                              ● introduce new educational Services.
                                              Such changes are part of the ongoing evolution of our educational offerings and do not constitute
                                              a breach of these Terms.
                                              Unless otherwise expressly provided in our Refund Policy & 90-Day Confidence Guarantee or
                                              required by applicable law, changes to Programs or Services do not entitle Participants to
                                              refunds, credits, or compensation.

                                                Changes to These Terms
                                                Five Star Flite may revise these Terms from time to time to reflect changes in our business,
                                                educational offerings, legal obligations, technology, or operational practices.
                                                When material changes are made, we will update the “Last Updated” date appearing at the
                                                beginning of these Terms.
                                                Unless otherwise required by applicable law, revised Terms become effective upon publication
                                                on our Website.
                                                Your continued access to or use of the Website, Services, or Programs following the effective
                                                date of revised Terms constitutes your acceptance of those revised Terms.
                                                Material revisions generally will not alter the rights associated with Programs purchased before
                                                the effective date unless:
                                                ● required by applicable law;
                                                ● necessary to protect the security or integrity of the Services; or
                                                ● expressly accepted by the Participant.

                                                  Good Faith Resolution of Disputes
                                                  Five Star Flite believes that most disagreements can be resolved through respectful
                                                  communication.
                                                  Accordingly, before initiating litigation, each party agrees to make a good faith effort to resolve
                                                  any dispute arising out of or relating to these Terms through informal discussions.
                                                  Either party may initiate this process by providing written notice describing the nature of the
                                                  dispute and the requested resolution.
                                                  Nothing contained in this Section prevents either party from seeking immediate injunctive relief
                                                  where necessary to protect Intellectual Property or other legal rights.

                                                    Governing Law and Venue
                                                    These Terms shall be governed by and construed in accordance with the laws of the State of New
                                                    York, without regard to its conflict-of-law principles.
                                                    Except as otherwise expressly provided in these Terms, any legal action or proceeding arising out
                                                    of or relating to these Terms, the Website, the Services, or the Programs shall be brought
                                                    exclusively in the state or federal courts located within the State of New York.
                                                    Each party irrevocably submits to the personal jurisdiction of those courts and waives any
                                                    objection based upon improper venue or forum non conveniens to the fullest extent permitted
                                                    by law.

                                                      Small Claims Exception
                                                      Nothing contained in these Terms prevents either party from bringing an eligible claim in a court
                                                      of competent small claims jurisdiction where such claims are permitted under applicable law.

                                                        Reservation of Equitable Remedies
                                                        You acknowledge that unauthorized use of Five Star Flite’s Intellectual Property may cause
                                                        irreparable harm for which monetary damages alone may be an inadequate remedy.
                                                        Accordingly, in addition to any other remedies available under applicable law, Five Star Flite shall
                                                        be entitled to seek temporary, preliminary, permanent, or other appropriate equitable or
                                                        injunctive relief to prevent or remedy actual or threatened violations of these Terms.
                                                        Nothing contained in this Section limits any other remedies available under applicable law.

                                                          Severability
                                                          If any provision of these Terms is determined by a court of competent jurisdiction to be invalid,
                                                          illegal, or unenforceable, that provision shall be interpreted or modified only to the minimum
                                                          extent necessary to make it enforceable.
                                                          If modification is not possible, the invalid provision shall be deemed severed from these Terms.
                                                          The remaining provisions shall remain in full force and effect and shall continue to be interpreted
                                                          so as to give effect to the original intent of the parties to the greatest extent permitted by law.

                                                            Waiver
                                                            Failure by either party to enforce any provision of these Terms shall not constitute a waiver of
                                                            that provision or of any future enforcement of that or any other provision.
                                                            Any waiver must be in writing and signed by the party granting the waiver.
                                                            No single waiver shall constitute a continuing or permanent waiver unless expressly stated in
                                                            writing.

                                                              Assignment
                                                              You may not assign, delegate, transfer, sublicense, or otherwise convey any rights or obligations
                                                              arising under these Terms without the prior written consent of Five Star Flite.
                                                              Any attempted assignment in violation of this Section shall be void.
                                                              Five Star Flite may assign these Terms, in whole or in part, without your consent in connection
                                                              with:
                                                              ● a merger;
                                                              ● acquisition;
                                                              ● sale of assets;
                                                              ● corporate reorganization;
                                                              ● financing transaction; or
                                                              ● other lawful business transaction.
                                                              These Terms shall bind and benefit the parties and their respective successors and permitted
                                                              assigns.

                                                                Entire Agreement
                                                                These Terms, together with the:
                                                                ● Privacy Policy;
                                                                ● Cookie Notice;
                                                                ● Refund Policy & 90-Day Confidence Guarantee;
                                                                ● Website Disclaimer; and
                                                                ● any Program-specific written terms expressly incorporated by reference,
                                                                constitute the entire agreement between you and Five Star Flite concerning the Website,
                                                                Services, Programs, and Program Materials.
                                                                These Terms supersede all prior or contemporaneous discussions, negotiations, understandings,
                                                                representations, marketing materials, communications, or agreements relating to the same
                                                                subject matter.
                                                                Nothing contained in advertising, promotional materials, webinars, social media posts,
                                                                interviews, presentations, or other educational content shall modify these Terms unless
                                                                expressly incorporated into a written agreement signed by Five Star Flite.

                                                                  Contact Information
                                                                  Questions regarding these Terms may be directed to:
                                                                  Five Star Flite LLC
                                                                  Operating under the Five Star Flite Academy educational brand
                                                                  Email: contact@fivestarflite.com
                                                                  Website: www.fivestarflite.com
                                                                  Mailing Address:
                                                                  c/o Northwest Registered Agent LLC
                                                                  418 Broadway, Suite N
                                                                  Albany, New York 12207

                                                                    Version Information
                                                                    Document Title: Terms of Use & Course Participation Agreement
                                                                    Version: Version 1.0
                                                                    Effective Date: August 7, 2026
                                                                    Last Updated: August 7, 2026

                                                                      Closing
                                                                      Thank you for choosing Five Star Flite.
                                                                      Our mission is to help individuals think more clearly, communicate more effectively, strengthen
                                                                      leadership, and make better decisions through thoughtful, practical, and actionable education.
                                                                      We believe that meaningful growth begins with better thinking, intentional action, and a
                                                                      commitment to continuous learning. We are honored by the trust you place in us and appreciate
                                                                      the opportunity to be part of your learning journey.
                                                                      Thank you for being part of the Five Star Flite community.